185: Anthony Oneal: From Being Homeless to Working for Dave Ramsey and Helping Thousands of Students all over the Nation

By March 8, 2018Podcast

In this episode of the L3 Leadership podcast, you’ll hear our interview with Ramsey Personality, Anthony Oneal. Anthony currently helps thousands of students all over the nation make good decisions with their money, relationships, and life.

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L3 Leadership Podcast Episode #185: Ramsey Personality Anthony Oneal

L3 Leadership Podcast Episode #185: Ramsey Personality Anthony Oneal

To view a transcription of this episode, go here!

In the interview, you will hear Anthony share his story. When he was 19 years old, he was $25,000 in debt and homeless. In the interview, you will hear him talk about how he got there and how he got out. You’ll also hear us talk about his advice to parents, what lessons he’s learned from working for Dave Ramsey, and so much more!

About Anthony:

At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. A Wall Street Journal National Best-Selling Author, Anthony has helped thousands of students make good decisions with their money, relationships and education to live a well-balanced life. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide as a Ramsey Personality.

Before joining Ramsey Solutions, Anthony was the pastor of One Way Youth Ministries at The Bethel Baptist Church in Jacksonville, Florida. Under Anthony’s leadership, it became one of the fastest growing youth ministries in the country. His youth conferences, concerts, and events have drawn enormous crowds, and he’s spoken for some of the biggest names in the industry, including Bishop T.D. Jakes’ MegaFest Youth Ministry, television personality, Judge Glenda Hatchett and boxer, Roy Jones. Anthony has also appeared on Fox and Friends, CNN and TBN. You can follow Anthony on Twitter and Instagram at @AnthonyONeal and online at facebook.com/aoneal.

Connect with Anthony:


  • Make sure your written plan for your life and your budget are congruent
  • If you’re not willing to get outside your comfort zone, you will never grow
  • Every good leader needs to learn how to communicate to everyone
  • Be you
  • Stop looking and go get it
  • Start with your beliefs, which will lead your thoughts, which will create your actions, which will produce your results.
  • Our comfort zone can kill us
  • Our comfort zone is our excuse


  • Tell us about who you are and what you do.
  • Life didn’t always look that way… you were 19, $25,000 in debt, and homeless… how did you get there and more importantly, how did it get out?
  • Is it true that your dad used to you and find watch you sleep when you were homeless to make sure you were ok?
    • Can you talk to parents out there that may be listening and have a son or daughter who has found themselves in similar positions?
  • You work with high school and college kids all over the nation… What advice do you have for parents raising kids? What do you wish every parent understood?
  • You wrote a book, The Graduate Survival Guide – 5 mistakes you can’t make in college, what are those mistakes and how can people avoid them?
  • Before joining Ramsey Solutions, you had one of the fastest growing youth ministries in the country and you were speaking for some of the biggest names in the country… What made you give all that help to jump on board at Ramsey Solutions?
    • Can you talk to leaders about being willing to give up to go up (assuming that is what you did)… what gave you the courage to jump?


  • What are the biggest lessons you’ve learned about business and leadership since joining the Ramsey Solutions team?


  • You’ve spoken on some of the largest stages on the planet…
    • What are the most significant lessons you’ve learned about public speaking and connecting with audiences?
    • If someone wants to have you speak at their venue, how can they connect with you?

Lightning Round Questions

  • What is a belief or a behavior that has changed your life?
  • What’s the best purchase you’ve made in the last year for $100 or less?
  • What books have you read that have made a great impact on you that you would recommend?
  • What podcasts are you listening to?

Closing Questions:

  • If you could go back and give your 20-year-old self-advice, what would you tell him?
  • What do you want your legacy to be?
  • If you could give young leaders any advice, what would it be?

If this podcast helped you and you believe it could help others, please share it on social media and consider leaving us a rating and review on iTunes. Also, we would love to hear your thoughts on this episode. Leave a comment below!